:root {
  --navy: #1b2a3d;
  --navy-dark: #10192699;
  --brown: #8a5a34;
  --brown-dark: #6b4423;
  --green: #3f6b52;
  --cream: #faf7f2;
  --ink: #24222066;
  --text: #2a2622;
  --border: #e4ddd2;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: "Georgia", "Iowan Old Style", "Palatino Linotype", serif;
  color: var(--text);
  background: var(--cream);
  line-height: 1.65;
}

a { color: var(--brown-dark); text-decoration: none; }
a:hover { text-decoration: underline; }

h1, h2, h3, h4 {
  font-family: "Iowan Old Style", "Palatino Linotype", Georgia, serif;
  color: var(--navy);
  line-height: 1.2;
  margin-top: 0;
}

.container {
  max-width: 1080px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Header */
header.site-header {
  background: var(--cream);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 20;
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 24px;
  max-width: 1080px;
  margin: 0 auto;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
}

.brand svg { height: 40px; width: auto; }

.brand-name {
  font-size: 1.05rem;
  letter-spacing: 0.04em;
  color: var(--navy);
  font-weight: bold;
}

nav.main-nav ul {
  list-style: none;
  display: flex;
  gap: 28px;
  margin: 0;
  padding: 0;
}

nav.main-nav a {
  color: var(--navy);
  font-size: 0.95rem;
  letter-spacing: 0.02em;
}

nav.main-nav a:hover { color: var(--brown-dark); }

/* Hero */
.hero {
  background: linear-gradient(180deg, var(--navy) 0%, #223850 100%);
  color: var(--cream);
  padding: 90px 24px 80px;
  text-align: center;
}

.hero .logo-mark { margin-bottom: 22px; }
.hero .logo-mark svg { height: 110px; width: auto; }

.hero h1 {
  color: #fff;
  font-size: 2.6rem;
  margin-bottom: 14px;
}

.hero p.tagline {
  color: #d9c9b8;
  font-size: 1.2rem;
  max-width: 620px;
  margin: 0 auto 30px;
}

.btn {
  display: inline-block;
  padding: 12px 28px;
  border-radius: 3px;
  font-size: 0.95rem;
  letter-spacing: 0.03em;
  border: 1px solid transparent;
}

.btn-primary {
  background: var(--brown);
  color: #fff;
}
.btn-primary:hover { background: var(--brown-dark); text-decoration: none; }

.btn-outline {
  background: transparent;
  color: var(--cream);
  border-color: var(--cream);
}
.btn-outline:hover { background: rgba(255,255,255,0.08); text-decoration: none; }

.hero-actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* Sections */
section { padding: 64px 0; }

section.alt { background: #f2ece2; }

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 0.78rem;
  color: var(--green);
  font-weight: bold;
  margin-bottom: 10px;
}

.section-head { text-align: center; max-width: 640px; margin: 0 auto 44px; }

.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 28px;
}

.card {
  background: #fff;
  border: 1px solid var(--border);
  border-top: 3px solid var(--green);
  border-radius: 4px;
  padding: 28px 24px;
}

.card h3 { font-size: 1.15rem; margin-bottom: 8px; color: var(--navy); }
.card p { margin: 0; font-size: 0.96rem; color: #4a453e; }

.card.brown { border-top-color: var(--brown); }
.card.navy { border-top-color: var(--navy); }

/* Two column */
.two-col {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}
@media (max-width: 760px) { .two-col { grid-template-columns: 1fr; } }

/* CTA band */
.cta-band {
  background: var(--green);
  color: #fff;
  text-align: center;
  padding: 60px 24px;
}
.cta-band h2 { color: #fff; }
.cta-band p { color: #dcece3; margin-bottom: 26px; }

/* Footer */
footer.site-footer {
  background: var(--navy);
  color: #cfd6dd;
  padding: 44px 24px 28px;
}
footer.site-footer .container {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 24px;
}
footer.site-footer a { color: #cfd6dd; }
footer.site-footer a:hover { color: #fff; }
footer .foot-col h4 {
  color: #fff;
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 12px;
}
footer .foot-col ul { list-style: none; padding: 0; margin: 0; }
footer .foot-col li { margin-bottom: 8px; font-size: 0.92rem; }
.foot-bottom {
  border-top: 1px solid #2c3d52;
  margin-top: 32px;
  padding-top: 20px;
  text-align: center;
  font-size: 0.82rem;
  color: #8fa0b3;
}

/* Page header (non-home pages) */
.page-hero {
  background: var(--navy);
  color: #fff;
  padding: 56px 24px;
  text-align: center;
}
.page-hero h1 { color: #fff; margin-bottom: 8px; }
.page-hero p { color: #cbd6df; margin: 0; }

/* Legal pages */
.legal { max-width: 760px; margin: 0 auto; padding: 56px 24px 80px; }
.legal h2 { margin-top: 40px; font-size: 1.3rem; }
.legal h2:first-of-type { margin-top: 0; }
.legal p, .legal li { color: #3a3630; }
.legal .effective { color: var(--green); font-weight: bold; margin-bottom: 30px; }

/* Contact */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
}
@media (max-width: 760px) { .contact-grid { grid-template-columns: 1fr; } }
.info-list { list-style: none; padding: 0; }
.info-list li { margin-bottom: 16px; }
.info-list .label {
  display: block;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.75rem;
  color: var(--green);
  margin-bottom: 4px;
}

.field { margin-bottom: 18px; }
.field label { display: block; font-size: 0.85rem; color: var(--navy); margin-bottom: 6px; }
.field input, .field textarea {
  width: 100%;
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 3px;
  font-family: inherit;
  font-size: 0.95rem;
  background: #fff;
}
.field textarea { min-height: 130px; resize: vertical; }

/* Steps */
.steps { counter-reset: step; list-style: none; padding: 0; margin: 0; }
.steps li {
  counter-increment: step;
  position: relative;
  padding-left: 46px;
  margin-bottom: 20px;
}
.steps li::before {
  content: counter(step);
  position: absolute;
  left: 0; top: 0;
  width: 30px; height: 30px;
  border-radius: 50%;
  background: var(--brown);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
}